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Furthermore, clients for this kind of strategy can have serious legal or criminal backgrounds. It's essential to note that different carriers supply a variety of problem ages on their ensured issue policies as low as age 40 or as high as age 80 - company funeral policy. Some will also supply higher stated value, approximately $40,000, and others will certainly enable better death benefit problems by improving the rate of interest with the return of costs or decreasing the number of years until a complete fatality advantage is readily available